2024 Contribution Limits Roth Ira And 401k. For 2024, single filers must have a modified adjusted gross income (magi) of less than $146,000, and joint filers less than. If you're age 50 and older, you can add an extra $1,000 per year in.

Income limits for a roth ira set the maximum earnings individuals or couples can have to qualify for contributions within a specific year.  — if you have a roth ira, the maximum in 2023 is $6,500.